Cooperative Principles

Cooperatives are the things that concerns the life of Cooperatives.
The cooperative movement is the overall organization of Cooperatives and cooperative activities
that are integrated towards achieving a common goal Cooperative. Cooperatives in
Indonesia is regulated by Law No. 25 of 1992, which is based
Pancasila and 1945 Constitution, and aims to promote the welfare of members of the
particular and society in general as well as help build order
national economy in order to realize an advanced society, fair, and
prosperous (Koperindo.com, 2001)

Principles or basic joints according to the Law of Cooperatives. 12 in 1967,
is as follows.
 
a. The nature of voluntary membership and is open to every citizen of Indonesia
 
b. Meeting of members is the highest authority as a reflection of democracy in cooperatives

c. SHU division (of net income) is set according to each service member
 
d. The existence of restrictions on interest on capital
 
e. Develop the welfare of society in particular and society in general

f. Business and grammatical implementation is open
 
g. Self-supporting, and self-sufficiency as a reflection of the basic principles of believing in yourself
 
According to Law no. 25 of 1992, the principles of cooperatives are as follows:


The cooperative principles are:
 
a. Membership is voluntary and open.

b. Management conducted democratically.

c. Distribution of net income be fairly proportional to the magnitude
business services each member.
 
d. Provision of fringe benefits is not related to the amount of capital contributions.
 
e. autonomy
 
f. cooperative education
 
g. Cooperation among cooperatives

 That's Principles of Cooperation

Beauty Sleep - Is It A Dream?

As women we know that a lack of sleep leaves us irritable; however most of us are unaware of the damage it may be doing to our skin? Besides being an essential component of a healthy lifestyle, getting 8 hours of sleep per night helps improve the texture and the luminosity of our skin. During the night the skin is restored from the harmful effects of daily stress. When we do not get the required sleep our skin suffers. This is especially noticeable in the fragile skin under the eyes. The under eye area is almost fifty percent thinner than the skin on the face. Sleepless nights leaves behind fine lines, dark circles or puffy bags. Cosmetic treatments can soften the effects of sleep deprivation but preventive medicine is the best cure. Eye treatments are limited in their ability and cannot reverse the stress that a lack of sleep will do to the skin.
Sleep experts say that we need 8 hours of sleep per night. However, the latest research shows that women average 6 hours and forty minutes of sleep during the week and 7 hours on the weekend. Besides the extra work that women have to contend with (helping with homework, laundry, cooking, etc.) and the many concerns that keep them from sleep, women are also be kept awake by - small children who wake during the night, teenagers coming home late, aging parents who get up during the night.
What can we do to sleep more peacefully and longer? Here are some hints:
1. Eliminate noise from your bedroom. Bedroom sounds should be low and consistent. Try earplugs.
2. Keep your room dark by using dark fabric on your windows. If that is not possible, try eyeshades.
3. The temperature of the room should be cool.
4. A relaxing bath before you go to bed will induce sleep.
5. Set a schedule to arise, no matter what time you went to bed the night before.
6. Turn your clock so you can't see the time if you wake up in the middle of the night.
7. Keep TV's and computers out of the bedroom, make it a place just for sleep and sex.
8. Get a queen-size mattress if you don't sleep alone. We need room to move.
9. Avoid alcohol before sleeping. While alcohol may help us fall asleep, it will also wake us in the middle of the night.
10. Avoid nicotine before going to bed because it is a stimulant.
11. Don' go to bed hungry or overly full. Have a snack early in the night.
12. Watch your coffee intake. Caffeine from coffee, tea, cola and chocolate can affect you for up to twelve hours.
13. If you fret during the night or if you think of something that you must do the next day, write it down so you can deal with it in the morning.
14. Try natural-fill pillows such as down or feather because they have the most adjustability. If you suffer from back pain put a pillow between your knees for a more comfortable sleep.
Happy Sleeping!!!!!
Sheila Dicks is a wardrobe and image consultant who teaches women how to look slimmer by dressing to suit their body type. Visit her at http://www.sheilasfashionsense.com to download a copy of her e-book Image Makeovers and get How to Build a Wardrobe free.

Importance of Creativity in Business

Interesting reading the Daily Surya a few days ago. One observer said the business, one factor that makes micro, small and medium enterprises to compete at the national level or greater because of the lack of creativity preformance effort.

The habit mimic, satisfied with the achievement of the existing, inflexible to change a product design since this is considered the best outcome and various other things is a series of problems that make small micro and medium enterprises sector stagnated.

To avoid stagnant and die business, there are at least four forms of creativity so that entrepreneurs can win the competition.

First, the need for employers to make creativity in products, ranging from form, benefits, and other display. With these consumers will feel they are receiving something new.

With these consumers will feel they are receiving something new and feel more dynamic life. For example when the family economy more difficult, consumers will look for a cheap product. Do not drain the bag, but meet most expectations. The model is still trendy, but at an affordable price.

Second, no less important employers make varied services that consumers are not bored. Especially if it is considered a new service model, will certainly become more attractive. Now this example, we can see the coffee shops are scattered in various cities visited and best-selling community.

If in Malang Indonesia, drinking coffee and Lesbian roadside becomes a trend, are different again in Tulungagung, people drinking coffee while painting a cigarette with coffee residue in their cups.

Third, creativity in technology. For example, by selling the online system in addition to cheap, a very wide range of products around the world.

Fourth, success can also be achieved by exploiting people's emotions because of certain events. As ever undertaken by a U.S. businessman, a successful selling silver products as a symbol of entering the third millennium.

Creativity is an important element of successful businessman among the other two factors (the pioneering and innovative). With the creativity of what consumers want can be met a businessman. If it so, success is already there in front of the eye. How about you?.

Daily source of Surya    

understanding Cooperatives

According to Law No. Indonesia country. 25/1992, the cooperative is a business entity
composed of individuals or legal entities with the bases Cooperative
activities based on the principle of cooperation as well as a popular economic movement
based on the principle of the family (Sitio and Tamba, 2001). cooperative as
the social character of economic organization as a joint venture based on the principles
kinship and mutual cooperation (Widiyanti, 94). Ropke declare the meaning of the cooperative
viewed from the perspective of economic organization is an organization whose business
owner / members are also major customers of the company. Criteria will be the cooperative identity theorem / principle of identity that distinguishes cooperative business unit of other business units (Hendar and Kusnadi, 1999).

Elements contained in the cooperative according to the International Labour Organization (Sitio and Tamba, 2001) is:

a. gatherings of people,

b. incorporation of such persons based on volunteerism,

c. there are economic objectives to be achieved,

d. cooperatives formed is a business organization (corporation) who supervised and controlled democratically,

e. there is a fair contribution towards the required capital,

f. members of the cooperative receives the risks and benefits in a balanced manner.

that is cooperative 

Building trust and honesty

First, Distribute all our thoughts, our feelings and especially welding an-excuse us for others. By sharing this, people will be able to understand the basis of our behavior, they do not need to guess so wrong to us, if we are angry, explain what the basis of our anger is and why we decided to be angry to concerned.

Second, careful to make a commitment, make just that which we can meet, many leaders of this nation is now losing the trust of their constituents just because unable to fulfill their commitments. Their promises so easily, especially when the goal to win the election. In my observations of children who have lost trust in their parents often begin because parents often promises that eventually they could not fulfill.

Third, Admit our mistakes. we still remember how Bill Clinton from impeachment Salamat after admitting his lies and deeds Menica tercelanya with Lewinsky? Bahakan he was able to win again in presidential elections for the second time. Ordinary Luara sebua influence of apology and recognition. People are more easily membirikan sympathy to the people who recognizes his mistake than to those who try to avoid it.


Fourth. Ask for and receive feedback, criticism and suggestions Make as valuable input. Who the hell are like the criticism? But if we want more jau see, is not feedback from others show no attention to us? Would not the feedback can be a mirror for us?

Fifth. Test our assumptions. Do not be too quick to conclude anything. What we see is not always the truth. We should always try to look at from the viewpoint of others and check the truth before saying or doing something. The words of tips is something difficult to pull back.

In addition to priesthood in the habits and behaviors that appear above, we must also trap the belief that sometimes arise in the process interaktsi with others. Some of the pitfalls that often plunges the trust include: breaking a promise, blaming others, "smoothie", spread gosib, cover up and make a valid assumption.

So hopefully useful

The initial steps to start an independent business

 
Independent business became one of the best alternative to get the current source of income. The realization that life can not hang from work, making business more excited stretching.

Unfortunately there are still many people who start businesses with less precise way. Such as lack of foresight or accuracy. and consequently can hurt yourself.

Here I have some tips for starting a business that I took from several sources:

1 - Observations and deepening of business

Before starting a business. You must first examine the ins and outs of business?, Pros and cons of business you run?, Where you will get the raw materials?, How it is produced so efficiently?, Who prospective customers? Where you will market and sale of their products? How patterns of marketing and sales?

2 - Perform the test with a test market joba

The benefits of market trials to get back wages to prospective customers about the products on offer, for example, you make a cake, before the sale, try to provide free in limited numbers to neighbors and neighborhood. Ask their opinion about the product you make. Enakka? Shellfish menarikkah less sweet or shape? Make keritikan valuable input and suggestions as to when ready to launch your product-correct Bena quality.

3 - Develop a business plan

Planning can study covers among others the production process, product names product packaging in select distribution channels, additional capital, people - people who will be invited to work together, either as investors, employees, and suppliers of products.

4 - Segerah start

When you are 100% sure you immediately start susaha. to start a business as soon as you can get a valuable lesson untu used to systematically improve the business

5 - Confront and overcome obstacles

No one has succeeded without a hitch (failure) in the course of its business. You have to think positive, that whatever happens must be the best for you. barriers and failures are valuable lessons for future planning and strategy is more mature. Every business is always risky and Dila that happens to deal with a head cold

Hopefully Helpful  

Independent Business

 
GOD WILL NOT CHANGE THE NATION THAN ONE NATION ITSELF THAT WILL change

The effort was kegiaan with mengehrahkan power, piliran or body to achieve a purpose. Jobs (deeds, peakarsa, ihtiar, effort) to achieve something

Independent: it can bernakna malakukan planning a good life, responsibility to be aware of the risks to do something and without the intervention of others. Independent also means knowing and understanding what is right and wrong, so it can determine the attitude with thought and knowledge based sendir, without spiced or in pengarui others. Mandiri's core is not easily ask for mercy on others.
Founded the "Independent Business" is not an easy thing. those who fail to establish an independent business a lot more when compared to successful people. The most important factor in the start is the knowledge, experience and network and accompanied by prayer.

knowledge of the business is very important. for example if someone opened a small business. if not considered carefully on capital, expenses, income, tranport etc., then it could have been a large peg of the pole. business could be destroyed immediately. however, different if the person has knowledge that qualified. that even small businesses can grow into a large independent business.

Experience factor was very important in trying to build an independent business. because according to the saying, experience is a valuable teacher. experience of this effort can be obtained by trying to start a business. do not be afraid of failure, because failure that we experience a sweet fruit can be a valuable experience. so that we can avoid the causes of the failure at a later date.

Business or business network is pengting anyway. as we all know, humans are social creatures. mean to each other need each other. by having a good business network and wide, it is expected that we could build an independent business.

Prayer is also important in menirikan business dross. As where we know, humans are creatures who will not be breathing can do nothing without the help of god. Many prospective entrepreneurs who fail in building his business. maybe they failed because of lack of praying. With hope we prayed for help and guidance of god.

effort that began today could become a business empire in the future. do not be afraid of failure. because a failure will give us an experience. no successful people in this world that never fails.

good luck. 

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